How to Use credit history in a Sentence

credit history

noun

• Once the loan hasn’t been paid for three months, loan servicers notify the credit reporting agencies that the loan is delinquent, affecting your credit history.
  — Adriana Morga, Los Angeles Times, 6 Oct. 2024
• That’s especially true if the loan adds to your credit mix and the length of your credit history.
  — Senitra Horbrook, CNBC, 14 Sep. 2024
• To be sure, many members of Gen Z, whose ages range from 11 to 26, are too young to even begin building much credit history.
  — Sunny Nagpaul, Fortune, 21 May 2024
• Many times, retailer cards are an option for those with a lack of a credit history.
  — Susan Tompor, Detroit Free Press, 7 May 2024
• About two-thirds of people see an improvement in their scores, but the tool helps even those who don’t build a longer credit history, Griffin said.
  — Cora Lewis, Fortune, 24 Feb. 2023
• Parents need to have a good credit history to qualify for these loans.
  — Tribune News Service, The Mercury News, 13 Sep. 2024
• The strength of one's credit history is more important than one's credit score.
  — Antoine Sallis, Forbes, 7 Mar. 2023
• The length of credit history in FICO models accounts for 15 percent of your score.
  — Michelle Singletary, Washington Post, 4 Oct. 2023
• Depending on your credit history, a hard pull might knock your credit score down five to 10 points for a few months, Rossman said.
  — Michelle Singletary, Washington Post, 22 Feb. 2023
• And don’t worry about the impact a forbearance has on your credit history.
  — Michelle Singletary, Washington Post, 29 Sep. 2023
• Other areas to touch on include your habits around spending and saving, as well as your credit history and score, per CNN.
  — Becca Stanek, The Week, 26 July 2023
• Issues with your credit history aren’t just a paper headache.
  — Michelle Singletary, Washington Post, 17 Mar. 2023
• This can affect your credit history mix, which credit bureaus like to see.
  — Elizabeth Rivelli, Car and Driver, 19 July 2023
• One way to build up your credit score and credit history is by using a credit card for some expenses and paying it off in full each month.
  — Byalicia Adamczyk, Fortune, 10 Feb. 2024
• Your income, monthly rent or mortgage, credit score, and credit history are a few.
  — Paco De Leon, refinery29.com, 20 July 2023
• Students often do not have the credit history necessary to qualify for a loan on their own.
  — Karly Scholl, Kansas City Star, 10 July 2024
• The eviction also could go on her credit history, reducing her chances of landing an apartment in the future.
  — Calmatters, The Mercury News, 9 Jan. 2024
• Instead of looking at your credit history, the lender considers your income, GPA, and your down payment.
  — Elizabeth Rivelli, Car and Driver, 27 Mar. 2023
• Some reasons for a low score are out of your control — such as unexpected medical debt or a lack of credit history.
  — Cora Lewis, Fortune, 24 Feb. 2023
• Like most subprime customers, her credit history was rife with unpaid bills.
  — Ryan Gabrielson, ProPublica, 12 Sep. 2024
• Of those mortgages denied Black applicants, more than 43% are turned down due to credit history – the most common reason given.
  — Jasmine Browley, Essence, 25 June 2024
• That means that the credit bureaus — Equifax, TransUnion and Experian — don’t have a credit history, even if people are paying their rent on time.
  — Sarah Moreno, Miami Herald, 19 Apr. 2024
• Follow these steps to get preapproved for a car loan: Check Your Credit Lenders look at your credit score and credit history to determine your interest rate and loan terms.
  — Elizabeth Rivelli, Car and Driver, 27 Mar. 2023
• However, in recent years there has been an influx of other credit cards that provide help for people to build their credit history, McClary said.
  — Adriana Morga, Los Angeles Times, 28 Sep. 2024
• Your credit history significantly impacts whether you’ll get approved for a loan and what your rate you’ll be offered.
  — Senitra Horbrook, CNBC, 14 Sep. 2024
• These actions can be reported to credit bureaus and hurt your credit history.
  — Nerdwallet, Orange County Register, 11 July 2024
• Other lesser factors that are still important to keep in check are the length of credit history, mix of credit types and recent applications.
  — Nerdwallet, Hartford Courant, 7 Jan. 2024
• As an authorized user, you will get added to the account of someone who has already established a solid credit history.
  — Becca Stanek, theweek, 10 June 2024
• Still, Perez said the Latino population faces challenges like not having a credit history that’s needed to apply for a mortgage.
  — Lori Weisberg, San Diego Union-Tribune, 28 May 2023
• The primary borrower can improve their credit history, refinance the loan, and remove you as a co-signer.
  — Elizabeth Rivelli, Car and Driver, 20 July 2023

Last Updated: 14 Dec 2024