How to Use credit history in a Sentence
credit history
noun-
To be sure, many members of Gen Z, whose ages range from 11 to 26, are too young to even begin building much credit history.
—Sunny Nagpaul, Fortune, 21 May 2024
-
Many times, retailer cards are an option for those with a lack of a credit history.
—Susan Tompor, Detroit Free Press, 7 May 2024
-
About two-thirds of people see an improvement in their scores, but the tool helps even those who don’t build a longer credit history, Griffin said.
—Cora Lewis, Fortune, 24 Feb. 2023
-
The strength of one's credit history is more important than one's credit score.
—Antoine Sallis, Forbes, 7 Mar. 2023
-
The length of credit history in FICO models accounts for 15 percent of your score.
—Michelle Singletary, Washington Post, 4 Oct. 2023
-
Depending on your credit history, a hard pull might knock your credit score down five to 10 points for a few months, Rossman said.
—Michelle Singletary, Washington Post, 22 Feb. 2023
-
And don’t worry about the impact a forbearance has on your credit history.
—Michelle Singletary, Washington Post, 29 Sep. 2023
-
Other areas to touch on include your habits around spending and saving, as well as your credit history and score, per CNN.
—Becca Stanek, The Week, 26 July 2023
-
Issues with your credit history aren’t just a paper headache.
—Michelle Singletary, Washington Post, 17 Mar. 2023
-
This can affect your credit history mix, which credit bureaus like to see.
—Elizabeth Rivelli, Car and Driver, 19 July 2023
-
One way to build up your credit score and credit history is by using a credit card for some expenses and paying it off in full each month.
—Byalicia Adamczyk, Fortune, 10 Feb. 2024
-
Your income, monthly rent or mortgage, credit score, and credit history are a few.
—Paco De Leon, refinery29.com, 20 July 2023
-
The eviction also could go on her credit history, reducing her chances of landing an apartment in the future.
—Calmatters, The Mercury News, 9 Jan. 2024
-
Instead of looking at your credit history, the lender considers your income, GPA, and your down payment.
—Elizabeth Rivelli, Car and Driver, 27 Mar. 2023
-
Some reasons for a low score are out of your control — such as unexpected medical debt or a lack of credit history.
—Cora Lewis, Fortune, 24 Feb. 2023
-
That means that the credit bureaus — Equifax, TransUnion and Experian — don’t have a credit history, even if people are paying their rent on time.
—Sarah Moreno, Miami Herald, 19 Apr. 2024
-
Follow these steps to get preapproved for a car loan: Check Your Credit Lenders look at your credit score and credit history to determine your interest rate and loan terms.
—Elizabeth Rivelli, Car and Driver, 27 Mar. 2023
-
Other lesser factors that are still important to keep in check are the length of credit history, mix of credit types and recent applications.
—Nerdwallet, Hartford Courant, 7 Jan. 2024
-
As an authorized user, you will get added to the account of someone who has already established a solid credit history.
—Becca Stanek, theweek, 10 June 2024
-
Still, Perez said the Latino population faces challenges like not having a credit history that’s needed to apply for a mortgage.
—Lori Weisberg, San Diego Union-Tribune, 28 May 2023
-
The primary borrower can improve their credit history, refinance the loan, and remove you as a co-signer.
—Elizabeth Rivelli, Car and Driver, 20 July 2023
-
Late payments and defaults can ruin your credit history.
—Michelle Singletary, Washington Post, 8 Aug. 2023
-
Entering into a loan agreement to purchase a vehicle affects your credit, and failing to meet the terms of that agreement can create a mark on your credit history.
—Elizabeth Rivelli, Car and Driver, 20 July 2023
-
Check your credit reports and credit scores Two other factors lenders will consider are your credit history and credit score.
—Jeanne Sahadi, CNN, 4 Apr. 2024
-
However, qualifying for a line of credit may require a strong credit history and a proven track record of successful Amazon sales.
—Jon Stojan, USA TODAY, 14 July 2023
-
Many don’t speak English and lack a credit history, all barriers to securing long-term housing, advocates say.
—Karin Brulliard, Washington Post, 20 Mar. 2024
-
This could indicate that someone has been checking your credit history without your knowledge.
—Kurt Knutsson, Fox News, 10 Sep. 2023
-
Another 19 million possess a credit history too thin or outdated to be scored.
—Matthew Desmond, New York Times, 9 Mar. 2023
-
Car insurance rates depend on your location, age, driving record, credit history and type of vehicle.
—Laura Daniella Sepulveda, The Arizona Republic, 22 Feb. 2024
-
Another option is a Buy Here Pay Here program, which typically does not require any credit history.
—Ashley Donohoe, Car and Driver, 22 Aug. 2023
Some of these examples are programmatically compiled from various online sources to illustrate current usage of the word 'credit history.' Any opinions expressed in the examples do not represent those of Merriam-Webster or its editors. Send us feedback about these examples.
Last Updated: