How to Use credit history in a Sentence

credit history

noun

• To be sure, many members of Gen Z, whose ages range from 11 to 26, are too young to even begin building much credit history.
  — Sunny Nagpaul, Fortune, 21 May 2024
• Many times, retailer cards are an option for those with a lack of a credit history.
  — Susan Tompor, Detroit Free Press, 7 May 2024
• About two-thirds of people see an improvement in their scores, but the tool helps even those who don’t build a longer credit history, Griffin said.
  — Cora Lewis, Fortune, 24 Feb. 2023
• The strength of one's credit history is more important than one's credit score.
  — Antoine Sallis, Forbes, 7 Mar. 2023
• The length of credit history in FICO models accounts for 15 percent of your score.
  — Michelle Singletary, Washington Post, 4 Oct. 2023
• Depending on your credit history, a hard pull might knock your credit score down five to 10 points for a few months, Rossman said.
  — Michelle Singletary, Washington Post, 22 Feb. 2023
• And don’t worry about the impact a forbearance has on your credit history.
  — Michelle Singletary, Washington Post, 29 Sep. 2023
• Other areas to touch on include your habits around spending and saving, as well as your credit history and score, per CNN.
  — Becca Stanek, The Week, 26 July 2023
• Issues with your credit history aren’t just a paper headache.
  — Michelle Singletary, Washington Post, 17 Mar. 2023
• This can affect your credit history mix, which credit bureaus like to see.
  — Elizabeth Rivelli, Car and Driver, 19 July 2023
• One way to build up your credit score and credit history is by using a credit card for some expenses and paying it off in full each month.
  — Byalicia Adamczyk, Fortune, 10 Feb. 2024
• Your income, monthly rent or mortgage, credit score, and credit history are a few.
  — Paco De Leon, refinery29.com, 20 July 2023
• The eviction also could go on her credit history, reducing her chances of landing an apartment in the future.
  — Calmatters, The Mercury News, 9 Jan. 2024
• Instead of looking at your credit history, the lender considers your income, GPA, and your down payment.
  — Elizabeth Rivelli, Car and Driver, 27 Mar. 2023
• Some reasons for a low score are out of your control — such as unexpected medical debt or a lack of credit history.
  — Cora Lewis, Fortune, 24 Feb. 2023
• That means that the credit bureaus — Equifax, TransUnion and Experian — don’t have a credit history, even if people are paying their rent on time.
  — Sarah Moreno, Miami Herald, 19 Apr. 2024
• Follow these steps to get preapproved for a car loan: Check Your Credit Lenders look at your credit score and credit history to determine your interest rate and loan terms.
  — Elizabeth Rivelli, Car and Driver, 27 Mar. 2023
• Other lesser factors that are still important to keep in check are the length of credit history, mix of credit types and recent applications.
  — Nerdwallet, Hartford Courant, 7 Jan. 2024
• As an authorized user, you will get added to the account of someone who has already established a solid credit history.
  — Becca Stanek, theweek, 10 June 2024
• Still, Perez said the Latino population faces challenges like not having a credit history that’s needed to apply for a mortgage.
  — Lori Weisberg, San Diego Union-Tribune, 28 May 2023
• The primary borrower can improve their credit history, refinance the loan, and remove you as a co-signer.
  — Elizabeth Rivelli, Car and Driver, 20 July 2023
• Late payments and defaults can ruin your credit history.
  — Michelle Singletary, Washington Post, 8 Aug. 2023
• Entering into a loan agreement to purchase a vehicle affects your credit, and failing to meet the terms of that agreement can create a mark on your credit history.
  — Elizabeth Rivelli, Car and Driver, 20 July 2023
• Check your credit reports and credit scores Two other factors lenders will consider are your credit history and credit score.
  — Jeanne Sahadi, CNN, 4 Apr. 2024
• However, qualifying for a line of credit may require a strong credit history and a proven track record of successful Amazon sales.
  — Jon Stojan, USA TODAY, 14 July 2023
• Many don’t speak English and lack a credit history, all barriers to securing long-term housing, advocates say.
  — Karin Brulliard, Washington Post, 20 Mar. 2024
• This could indicate that someone has been checking your credit history without your knowledge.
  — Kurt Knutsson, Fox News, 10 Sep. 2023
• Another 19 million possess a credit history too thin or outdated to be scored.
  — Matthew Desmond, New York Times, 9 Mar. 2023
• Car insurance rates depend on your location, age, driving record, credit history and type of vehicle.
  — Laura Daniella Sepulveda, The Arizona Republic, 22 Feb. 2024
• Another option is a Buy Here Pay Here program, which typically does not require any credit history.
  — Ashley Donohoe, Car and Driver, 22 Aug. 2023

Last Updated: 27 Aug 2024